Terms and Conditions

Last updated March 31, 2018

Please read these Terms and Conditions carefully before using the http://www.ejsmith.com website operated by E.J. Smith & Associates. Your access to and use of this website is conditioned on your acceptance of and compliance with these Terms. These Terms apply to all visitors to and users of this website. By accessing or using the website you agree to be bound by these Terms. If you disagree with any part of the terms then you may not use the website.


If you purchase any product made available through this website you will be asked to supply certain information relevant to your purchase including, without limitation, your name, email address, credit card number, and credit card billing address.

Links To Other Web Sites

This website may contain links to third-party web sites or services that are not owned or controlled by E.J. Smith & Associates. E.J. Smith & Associates has no control over, and assumes no responsibility for, the content, privacy policies, or practices of any third party web sites or services. You acknowledge and agree that E.J. Smith & Associates shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with use of or reliance on any such content, goods or services available on or through any such web sites or services.


We reserve the right, at our sole discretion, to modify or replace these Terms and Conditions at any time. If a revision is material we will try to provide at least 30 days’ notice prior to any new terms taking effect. What constitutes a material change will be determined at our sole discretion.

Contact Us

If you have any questions about these Terms and Conditions, please contact us.

Terms and Condtions | Privacy Policy | Refund / Cancellation Policy

PO box 7216, Libertyville, IL 60048